Investment Comparison Tables

P2P Lending Platforms

OFF3R works with some of the leading P2P lending platforms in the UK. The table below provides a summary of our partners in the sector. Please visit the compare Peer to Peer Lending section of the website for specific investment opportunities and supporting tools.

What is Peer-to-Peer (P2P) Lending?

P2P lending connects borrowers with lenders directly via a P2P lending platform. A borrower can be a business or an individual and the same goes for the lender. The loans can be secured against fixed assets like properties or business assets or they can be unsecured.

There are a number of different types of P2P lending platforms. Please head over to our guide on P2P Lending for more information.

Compare P2P Lending Platforms:

Platform NameInvest in or Lend toMinimum InvestmentProjected Annualised Return*Early Exit Possible?Provision FundIFISA Link to Site
ArchOverSMEs£1000Up to 8.5% YesNoNoGo to Site
Assetz CapitalIndividuals, SMEs & Mortgages£13.75% to 18%YesYesNoGo to Site
Crowd2FundSMEs£1008.70%YesNoYesGo to Site
Downing CrowdSMEs£1004% to 7%NoNoNoGo to Site
Growth StreetSMEs£106.5%YesYesNoGo to Site
LandbayIndividuals£1003.4%YesYesYesGo to Site
LendingCrowdSMEs£207.2%YesNoYesGo to Site
RatesetterIndividuals & SMEs£103.1% to 5.7%YesYesNoGo to Site
RebuildingSocietySMEs£107% to 17%YesNoNoGo to Site
UK Bond NetworkSMEs£50007% to 14%NoNoYesGo to Site
WiseAlphaSecured Corporate Bonds and Loans£1005% to 8%YesNoNoGo to Site
ZopaIndividuals£103.3% to 6.5%YesYesNoGo to Site

Please visit OFF3R to compare some of the best peer to peer (P2P) lending companies and rates available.

Risk Warning: Investing in or lending to early stage businesses involves a high level of risk, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and it should be done only as part of a diversified portfolio. Tax treatment depends on the individual circumstances of each investor and may be subject to change in the future. Your capital is at risk.

Projected Annualised Return figures have been provided by the partner platform and not by OFF3R. The Net figures provided take in to account fees and expected losses whilst the Gross figures do not take in to account platform fees or expected losses. We present an annualised figure regardless of term for comparison purposes only.

About the author

Lily Bridgwood

Lily Bridgwood

Lily is the Partnerships Associate at OFF3R. She has previous work experience in both the corporate and start-up environments. She joined the OFF3R team in October having recently graduated with First-Class Honours in International Business from the University of Edinburgh.