OFF3R works with some of the leading P2P lending platforms in the UK. The table below provides a summary of our partners in the sector. Please visit the compare Peer to Peer Lending section of the website for specific investment opportunities and supporting tools.
What is Peer-to-Peer (P2P) Lending?
P2P lending connects borrowers with lenders directly via a P2P lending platform. A borrower can be a business or an individual and the same goes for the lender. The loans can be secured against fixed assets like properties or business assets or they can be unsecured.
There are a number of different types of P2P lending platforms. Please head over to our guide on P2P Lending for more information.
Compare P2P Lending Platforms:
|Platform Name||Invest in or Lend to||Minimum Investment||Projected Annualised Return*||Early Exit Possible?||Provision Fund||IFISA||Link to Site|
|ArchOver||SMEs||£1000||Up to 8.5%||Yes||No||No||Go to Site|
|Assetz Capital||Individuals, SMEs & Mortgages||£1||3.75% to 18%||Yes||Yes||No||Go to Site|
|Crowd2Fund||SMEs||£100||8.70%||Yes||No||Yes||Go to Site|
|Downing Crowd||SMEs||£100||4% to 7%||No||No||No||Go to Site|
|Growth Street||SMEs||£10||6.5%||Yes||Yes||No||Go to Site|
|Landbay||Individuals||£100||3.4%||Yes||Yes||Yes||Go to Site|
|LendingCrowd||SMEs||£20||7.2%||Yes||No||Yes||Go to Site|
|Ratesetter||Individuals & SMEs||£10||3.1% to 5.7%||Yes||Yes||No||Go to Site|
|RebuildingSociety||SMEs||£10||7% to 17%||Yes||No||No||Go to Site|
|UK Bond Network||SMEs||£5000||7% to 14%||No||No||Yes||Go to Site|
|WiseAlpha||Secured Corporate Bonds and Loans||£100||5% to 8%||Yes||No||No||Go to Site|
|Zopa||Individuals||£10||3.3% to 6.5%||Yes||Yes||No||Go to Site|
Risk Warning: Investing in or lending to early stage businesses involves a high level of risk, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and it should be done only as part of a diversified portfolio. Tax treatment depends on the individual circumstances of each investor and may be subject to change in the future. Your capital is at risk.
Projected Annualised Return figures have been provided by the partner platform and not by OFF3R. The Net figures provided take in to account fees and expected losses whilst the Gross figures do not take in to account platform fees or expected losses. We present an annualised figure regardless of term for comparison purposes only.