In May 2014 Landbay launched a new way to invest in property, offering its customers the opportunity to invest in mortgages secured by British homes.
Up until then mortgages had been an exclusive domain of the banks and large institutions. By leveraging the power of peer-to-peer lending, they opened up access to this asset class to everyone.
Landbay have now firmly established their business as a pioneer within the UK financial technology sector, having developed an online platform that enables customers to build investment portfolios quickly and easily. With proven resilience through economic cycles, Their investments offer higher returns than the high street, without the volatility associated with owning shares.
Anyone can invest from just £100.
How Investing with Landbay Works
Landbay enables people to prosper from the British property market, without the hassle.
- Investors lend money
- Borrower makes mortgage repayments
- Tenants pay rent (Landbay takes a mortgage over the property as security for the investors)
- Returns of up to 3.79% Net
Landbay has brought innovation to one of the UK’s largest and most inefficient sectors, the £1.3 Trillion residential mortgage market. They are inherently a challenger and choose to do things differently, but not just for the sake of it. What they do is always driven by a desire to create a better [and fairer] deal for our customers. They temper innovation with a conservative and prudent approach to investing. The platform is not focused on offering the highest returns, but on delivering solid, stable returns that can be relies on. Moreover, they believe that this approach is the key to unlocking long-term financial prosperity. As such, it’s why their investments are backed by mortgages over British homes, statistically one of the UK’s safest asset classes.
Their core values include the following:
Fair – they believe in treating people with respect by ensuring everyone gets their fair share of the deal.
Responsible – they believe in a service orientated approach to business. The customer is always at the forefront of their decisions.
Transparent – they believe in a more transparent financial services industry. They make information readily available which clearly articulates risks, rewards and fee structures for all parties.
Supportive – they believe in a service orientated approach to their business. The customer is always at the forefront of their decisions.